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We believe everyone should be able to make financial decisions with confidence. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. " There are few things more vexing than entering all your credit card info to purchase something online, only to have your credit card rejected. In other cases, you’ll get accepted but immediately get a call from your card’s security department asking if the charge is legitimate. We’re on your side, even if it means we don’t make a cent. If you are trying to charge a gambling deposit, you may find your credit card rejected.

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Jumio's patented Netswipe solution turns a webcam into a secure credit card reader that allows merchants to more easily and efficiently accept payments online.

"Jumio bridges the gap between the security and trust of credit card payments at the point of sale and the availability and convenience of modern day online transactions," says Jumio founder and CEO Daniel Mattes.

In these cases, you may send your card over its limit.

Are you an authorized user on someone else’s credit card?

The double-edged sword of credit card companies being held liable for fraudulent charges (instead of the consumer) is that they are hyper-vigilant over anything that looks suspicious. It might be a very large purchase, because you usually only make small purchases.

It could be a purchase at an electronics store when you normally never charge anything from that category.If you still are being rejected, then contact the credit card company — if they haven’t contacted you first.For anything illegal or suspicious, they will likely get in touch with you.Nobody else will tell you this, but we will – if you’ve been dumped as an authorized user, you may have bigger problems. If it’s a spouse, that may be a tip-off that your marriage is in trouble. Get on top of your personal life situation right away.Credit card fraud costs the banking industry billions of dollars every year, and with companies yet to find an entirely secure system for processing payments online, there's no end in sight for unauthorized transactions.Amongst other impressive numbers, the churn rate decreased significantly from 52% to 21%." (Mattes) With the launch, Jumio has introduced three products for merchants that simplify the online payment process: Netswipe Start, Netswipe Scanning and Netswipe Processing.

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